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fraud awareness · 7 min read · 8 Jan 2026

Installment Fraud: How It Works and How to Protect Yourself

Why installment plans are both attractive and risky — and how escrow changes the equation.

Installment Fraud: How It Works and How to Protect Yourself

Installment plans make property accessible. They also create a window for fraud when payments aren't tied to verifiable progress.

**The typical scam:** Developer collects installments for 2–3 years, shows occasional construction activity, then stalls or disappears. Buyers have paid lakhs with no legal recourse.

**How escrow helps:** With Buy Protected, your installments are held in escrow and released against verified construction milestones — not developer promises.

**What to ask any developer:** "Will you accept escrow-linked payments?" A refusal is a significant red flag.

Anmol Estates only lists projects where developers accept our selection bar.